Financial Planning
- Assessing Short and Long-Term Financial Needs
- Prioritizing Goals and Objectives
- Reviewing Existing Plans
- Assessing Current Tax Strategies
- Reviewing Risk Management Strategies
Retirement Planning
- Analyzing Retirement Goals
- Reviewing Current Retirement-Income Sources
- Creating Distribution Strategies
- Identifying Retirement-Income Investment Opportunities
- Implementing Retirement Savings Strategies
- Assessing Annuities Strategies
- Creating Tax Savings/Efficiencies
Estate Planning
- Analyzing Estate Planning Goals
- Creating Will & Trust Strategies
- Conducting Liquidity Analysis
- Creating Equitable Distribution Plan
- Planning for Special Needs
- Identifying Charitable Giving Strategies
- Preparing for Retirement Benefits
- Helping address Long-Term Care Needs
- Coordination of Life Insurance Trusts
- Protection from Unnecessary Fees and Taxes
Investment Management*
- Assessing Risk Tolerance
- Reviewing Asset Allocation
- Coordinating Asset Transfers
- Managing IRA Accounts/Rollovers
- Reviewing Investment Performance
- Maximizing Strategies for Taxable Accounts
- Implementing Investment Strategies
- Rebalancing Portfolio as Needed
- Reviewing Annuity Strategies
- Providing Annuity Education
Guidance Supported by Our Expanded Network
Risk Analysis
- Identifying Insurance Coverage Gaps and Opportunities
- Developing Supplemental Retirement Income
- Implementing a Life Insurance Retirement Plan
- Creating Tax-Free Income
- Optimizing Long-Term Care Insurance Strategies
- Analyzing Disability Insurance Plans
Business Planning
- Understanding and Identifying Owner Objectives
- Quantifying Business and Personal Financial Resources
- Maximizing and Protecting Business Value
- Ownership Transfers to Third Parties
- Ownership Transfers to Insiders
- Business Continuity/Succession Planning
- Personal Wealth and Estate Planning
- Family Business Planning
- Deferred Compensation
- Business Valuation
Survivor Income Planning
- Identifying Survivor Income Goals
- Analyzing Current and Future Sources of Income
- Implementing Survivor Income Strategies
Charitable Planning
- Optimizing Available Income Tax Benefits
- Integrating Income Tax Benefits
- Designing Charitable Gifts
- Selecting the Right Philanthropic Vehicle
- Addressing Charitable Remainder Trusts and Charitable Lead Trusts
- Addressing Capital Gains Bypass Trusts
- Selecting Appropriate Assets to Fund Charitable Entities
- Reducing Charitable Trust Capital Gains from Sale of Land, Business, Stocks, etc.
- Creating Wealth Replacement Trusts
- Designing Life Insurance & Life Estates Gifts
Taxwise Strategies
Addressing tax issues such as, but not limited to:
- Capital Gain Tax
- Estate Tax
- Gift Tax
- Retirement Plan Limits
- Required Minimum Distributions
- Charitable Trust Tax Benefits
- Retirement Plan Taxes
- Withdrawals Before Age 59.5
- Tax Deferral
- Tax Deductions
- Tax-Advantaged Alternatives
- Tax Strategies for Retirement Plans
- Tax-Free Investments
- Mutual Fund Profits
- Tax-Free Insurance Upgrades